Privacy Policy

About MoneyWizz Financial Services

MoneyWizz Financial Services provides financial information, assistance and application facilitation services for various financial products.

Information We May Collect

When you submit an enquiry or use our services, we may collect information such as:

• Full Name
• Mobile Number
• Email Address
• Address
• Date of Birth
• PAN details
• Employment or business details
• Monthly income
• Loan requirement
• Financial information
• Documents voluntarily provided by you

We may also collect limited technical information such as IP address, browser type, device information and website usage data.

How We Use Your Information

We may use the information provided by you to:

• Respond to your enquiry
• Understand your financial requirements
• Facilitate financial product applications
• Provide information about available financial products
• Connect or redirect you to relevant financial service platforms
• Communicate with you regarding your enquiry
• Provide customer support
• Improve our Website and services
• Prevent fraud, misuse or unauthorized activity
• Comply with applicable legal and regulatory requirements

Third-Party Financial Service Platforms

MoneyWizz.in may provide application links, referral links, forms, APIs, digital journeys, redirects or other access methods to third-party financial service platforms, financial product distributors, lenders, banks, NBFCs, financial institutions and other service providers.

Such platforms or service providers may include, but are not limited to:

• GroMo
• BankSathi
• Ruloans
• Aryo
• Earntra
• WeRize
• Faircent
• FinWizz
• Andromeda
• Any other third-party platform or financial service provider that MoneyWizz Financial Services may use from time to time

The list of third-party platforms may change from time to time based on our business requirements and the financial products or services available.

When you click on a third-party link or proceed with an application through a third-party platform, you may be redirected to the respective platform's website, application or digital journey.

Any information submitted directly to a third-party platform may be collected, stored and processed by that third party in accordance with its own Privacy Policy, Terms & Conditions and applicable laws.

MoneyWizz Financial Services does not control the privacy policies, data processing practices, security practices, eligibility criteria, approval decisions, charges or terms of third-party platforms or financial service providers.

No User Fee

MoneyWizz Financial Services does not charge users any fee for accessing or using third-party financial service links provided through MoneyWizz.in.

Users should carefully review the applicable charges, fees, interest rates and other terms directly with the respective lender or financial service provider before proceeding with any financial product.

Sharing of Information

Where necessary to facilitate your enquiry or requested financial service, your information may be shared with relevant financial service providers, authorized service providers, technology providers or third-party platforms.

We do not sell your personal information for unrelated purposes.

Communication Consent

By submitting your contact details on MoneyWizz.in, you consent to being contacted regarding your enquiry or requested financial service.

Communication may take place through:

• Phone calls
• SMS
• WhatsApp
• Email
• Other permitted communication channels

You may request that promotional communications be stopped, subject to applicable legal and service-related requirements.

Loan Approval

Submitting an enquiry or application through MoneyWizz.in does not guarantee approval of any loan or financial product.

The relevant lender or financial service provider independently determines eligibility, approval, interest rate, loan amount, tenure, fees and other applicable terms.

Cookies

MoneyWizz.in may use cookies and similar technologies to improve website functionality, user experience and analytics.

You may control or disable cookies through your browser settings. Certain website features may not function properly if cookies are disabled.

Data Security

We take reasonable technical and organizational measures to protect personal information against unauthorized access, misuse, alteration, disclosure or loss.

However, no method of internet transmission or electronic storage can be guaranteed to be completely secure.

Data Retention

We may retain personal information for as long as reasonably necessary for providing services, maintaining business records, preventing fraud, resolving disputes and complying with applicable legal and regulatory requirements.

Third-Party Websites and Links

MoneyWizz.in may contain links or redirects to third-party websites, platforms or applications.

Once you leave MoneyWizz.in and access a third-party platform, the privacy policy and terms of that third party may apply.

Children's Privacy

Our services are intended for individuals who are legally eligible to use financial services. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

MoneyWizz Financial Services may update this Privacy Policy from time to time to reflect changes in our services, technology, business practices or applicable laws.

Any updated version will be published on this page with a revised “Last Updated” date.